*interest is charged from the day your loan starts and will only be cancelled if you pay off the amount of credit advanced within the payin 4 period.. Flexible repayment options available. Choose weekly, fortnightly, every four weeks or monthly.

Representative Example: Cost of Goods £1200, Deposit £50, Amount of Credit £1,150, Annual Fixed Interest Rate
26.47%, Monthly Payment £46.85, Term 36 months, Total Payable £1736.60, Representative 29.9% APR

Who are Snap Finance?

Snap Finance offer point of sale loans that are up to 24 months in term. With their pay in 4 option, if you settle your loan within 4 months then any interest you have accrued will be cancelled!

They are flexible and your payments can be too. If life happens, you can just continue with your minimum payments over the full loan term.

Check your eligibility without affecting your credit score.

Please note: a hard credit search will be required at point of completion of your loan.

What is Pay in 4?

All Snap Finance loans come with the Pay in 4 option! If you repay the full amount back in 4 monthly instalments then any interest will be cancelled. If payday is right around the corner but your purchase can’t wait, let Snap pay for it, then settle within 4 months.

*interest is charged from the day your loan starts and will only be cancelled if you pay of the amount of credit advanced within the Pay in 4 Period.

Eligibility Criteria

Please take a look at the criteria below that makes you eligible for a Snap Finance loan today:

There is a minimum £50 deposit if you are approved, but you won’t need to pay that until you’ve chosen your items and are ready to sign the agreement.

This will be deducted from the total amount of the loan!

Representative example: Cost of goods £915, Deposit £15, Amount of credit £900, Annual fixed interest rate 53.30%, Weekly payment £14.22, Term 104 weeks, Total payable £1493.88, Representative 69.9% APR.

S2Sofas is an appointed representative of Snap Finance Ltd who is authorised and regulated by the Financial Conduct Authority (Firm reference 741813). Snap Finance Ltd’s permissions as a principal firm allows S2Sofas to act as a credit broker, not a lender. Snap Finance Ltd act as the lender.

Credit subject to status. Terms and conditions apply.

Snap Finance is a company registered in England and Wales, Company number 08080202. Registered address: Snap Finance Ltd, 1 Vincent Avenue, Crownhill, Milton Keynes, MK8 0AB.